Call reports 2012
STATE BANK OF WHEATON — 2012
What STATE BANK OF WHEATON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,413,000 | 64,450,000 | 66,743,000 | 73,541,000 |
| Total loans | 44,133,000 | 44,688,000 | 44,716,000 | 51,734,000 |
| Allowance for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Securities available for sale | 8,605,000 | 9,132,000 | 9,560,000 | 9,422,000 |
| Securities held to maturity | 130,000 | 122,000 | 116,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,630,000 | 50,556,000 | 52,604,000 | 59,291,000 |
| Interest-bearing deposits | 43,731,000 | 42,508,000 | 41,689,000 | 45,830,000 |
| Noninterest-bearing deposits | 9,899,000 | 8,048,000 | 10,915,000 | 13,461,000 |
| Equity capital | 13,665,000 | 13,731,000 | 13,932,000 | 14,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,300,000 | 1,961,000 | 2,600,000 |
| Interest expense | 90,000 | 165,000 | 237,000 | 307,000 |
| Net interest income | 563,000 | 1,135,000 | 1,724,000 | 2,293,000 |
| Noninterest income | 39,000 | 68,000 | 92,000 | 118,000 |
| Noninterest expense | 373,000 | 750,000 | 1,148,000 | 1,419,000 |
| Provision for loan losses | 39,000 | 35,000 | -49,000 | -16,000 |
| Pretax income | 190,000 | 418,000 | 717,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 418,000 | 717,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,531,000 | 13,585,000 | 13,762,000 | 14,053,000 |
| Total capital | 14,115,000 | 14,172,000 | 14,353,000 | 14,726,000 |
| Risk-weighted assets | 45,771,000 | 46,074,000 | 46,347,000 | 53,004,000 |