Call reports 2011
STATE BANK OF WHEATON — 2011
What STATE BANK OF WHEATON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,061,000 | 65,672,000 | 66,586,000 | 66,788,000 |
| Total loans | 45,824,000 | 46,204,000 | 44,516,000 | 44,546,000 |
| Allowance for loan losses | 1,340,000 | 1,440,000 | 1,500,000 | 1,500,000 |
| Securities available for sale | 6,951,000 | 6,722,000 | 6,520,000 | 7,410,000 |
| Securities held to maturity | 202,000 | 174,000 | 161,000 | 151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,893,000 | 51,510,000 | 52,833,000 | 53,200,000 |
| Interest-bearing deposits | 45,197,000 | 43,832,000 | 43,701,000 | 43,058,000 |
| Noninterest-bearing deposits | 8,696,000 | 7,678,000 | 9,132,000 | 10,142,000 |
| Equity capital | 14,003,000 | 13,932,000 | 13,466,000 | 13,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,448,000 | 2,152,000 | 2,812,000 |
| Interest expense | 139,000 | 266,000 | 382,000 | 486,000 |
| Net interest income | 586,000 | 1,182,000 | 1,770,000 | 2,326,000 |
| Noninterest income | 28,000 | 53,000 | 77,000 | 102,000 |
| Noninterest expense | 447,000 | 916,000 | 1,357,000 | 1,629,000 |
| Provision for loan losses | 144,000 | 284,000 | 393,000 | 635,000 |
| Pretax income | 23,000 | 35,000 | 97,000 | 164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 35,000 | 97,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,844,000 | 13,770,000 | 13,303,000 | 13,369,000 |
| Total capital | 14,433,000 | 14,362,000 | 13,892,000 | 13,953,000 |
| Risk-weighted assets | 46,343,000 | 46,536,000 | 46,186,000 | 45,813,000 |