Call reports 2010
STATE BANK OF WHEATON — 2010
What STATE BANK OF WHEATON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,650,000 | 62,464,000 | 64,053,000 | 65,701,000 |
| Total loans | 50,135,000 | 52,068,000 | 51,132,000 | 47,757,000 |
| Allowance for loan losses | 1,450,000 | 1,450,000 | 1,235,000 | 1,235,000 |
| Securities available for sale | 4,261,000 | 6,837,000 | 6,532,000 | 6,864,000 |
| Securities held to maturity | 276,000 | 258,000 | 243,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,274,000 | 48,093,000 | 49,953,000 | 51,630,000 |
| Interest-bearing deposits | 43,170,000 | 42,020,000 | 42,538,000 | 43,253,000 |
| Noninterest-bearing deposits | 7,104,000 | 6,073,000 | 7,415,000 | 8,377,000 |
| Equity capital | 14,189,000 | 14,120,000 | 13,974,000 | 13,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,756,000 | 2,601,000 | 3,399,000 |
| Interest expense | 185,000 | 365,000 | 542,000 | 707,000 |
| Net interest income | 647,000 | 1,391,000 | 2,059,000 | 2,692,000 |
| Noninterest income | 34,000 | 64,000 | 88,000 | 113,000 |
| Noninterest expense | 402,000 | 812,000 | 953,000 | 1,518,000 |
| Provision for loan losses | 273,000 | 622,000 | 1,168,000 | 1,259,000 |
| Pretax income | 6,000 | 21,000 | 26,000 | 28,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 21,000 | 26,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,092,000 | 14,014,000 | 13,819,000 | 13,821,000 |
| Total capital | 14,730,000 | 14,661,000 | 14,451,000 | 14,424,000 |
| Risk-weighted assets | 50,233,000 | 50,976,000 | 49,982,000 | 47,589,000 |