Call reports 2006
STATE BANK OF WHEATON — 2006
What STATE BANK OF WHEATON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,796,000 | 59,599,000 | 59,167,000 | 63,197,000 |
| Total loans | 52,869,000 | 54,440,000 | 54,024,000 | 52,010,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 2,329,000 | 2,260,000 | 2,229,000 | 2,210,000 |
| Securities held to maturity | 1,409,000 | 1,375,000 | 1,330,000 | 1,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,405,000 | 43,230,000 | 43,610,000 | 48,645,000 |
| Interest-bearing deposits | 37,575,000 | 38,007,000 | 38,633,000 | 40,826,000 |
| Noninterest-bearing deposits | 5,830,000 | 5,223,000 | 4,977,000 | 7,819,000 |
| Equity capital | 12,824,000 | 12,905,000 | 13,190,000 | 13,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,140,000 | 3,303,000 | 4,438,000 |
| Interest expense | 285,000 | 597,000 | 961,000 | 1,326,000 |
| Net interest income | 765,000 | 1,543,000 | 2,342,000 | 3,112,000 |
| Noninterest income | 70,000 | 141,000 | 180,000 | 219,000 |
| Noninterest expense | 340,000 | 730,000 | 1,128,000 | 1,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 953,000 | 1,393,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 953,000 | 1,393,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,790,000 | 12,882,000 | 13,169,000 | 13,655,000 |
| Total capital | 13,451,000 | 13,561,000 | 13,843,000 | 14,302,000 |
| Risk-weighted assets | 52,517,000 | 53,959,000 | 53,634,000 | 51,378,000 |