Call reports 2002
STATE BANK OF WHEATON — 2002
What STATE BANK OF WHEATON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,144,000 | 64,939,000 | 71,588,000 | 69,557,000 |
| Total loans | 42,600,000 | 45,797,000 | 47,843,000 | 47,253,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 10,988,000 | 10,903,000 | 15,243,000 | 14,859,000 |
| Securities held to maturity | 5,563,000 | 5,029,000 | 4,468,000 | 3,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,214,000 | 42,681,000 | 48,129,000 | 49,192,000 |
| Interest-bearing deposits | 36,957,000 | 37,200,000 | 41,889,000 | 41,955,000 |
| Noninterest-bearing deposits | 5,257,000 | 5,481,000 | 6,240,000 | 7,237,000 |
| Equity capital | 13,604,000 | 12,970,000 | 12,632,000 | 13,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,191,000 | 3,339,000 | 4,459,000 |
| Interest expense | 340,000 | 661,000 | 996,000 | 1,321,000 |
| Net interest income | 743,000 | 1,530,000 | 2,343,000 | 3,138,000 |
| Noninterest income | 80,000 | 158,000 | 236,000 | 310,000 |
| Noninterest expense | 307,000 | 650,000 | 1,017,000 | 1,319,000 |
| Provision for loan losses | -17,000 | -17,000 | -18,000 | -19,000 |
| Pretax income | 533,000 | 1,055,000 | 1,580,000 | 2,148,000 |
| Income tax | 1,000 | 6,000 | 9,000 | 12,000 |
| Net income | 532,000 | 1,049,000 | 1,571,000 | 2,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,302,000 | 12,476,000 | 11,804,000 | 12,369,000 |
| Total capital | 13,857,000 | 13,071,000 | 12,412,000 | 12,962,000 |
| Risk-weighted assets | 43,983,000 | 47,175,000 | 48,254,000 | 47,014,000 |