Call reports 2001
STATE BANK OF WHEATON — 2001
What STATE BANK OF WHEATON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,529,000 | 65,579,000 | 65,314,000 | 67,808,000 |
| Total loans | 41,136,000 | 42,614,000 | 43,263,000 | 41,856,000 |
| Allowance for loan losses | 950,000 | 950,000 | 975,000 | 1,000,000 |
| Securities available for sale | 11,428,000 | 11,143,000 | 10,132,000 | 11,417,000 |
| Securities held to maturity | 7,897,000 | 7,113,000 | 6,820,000 | 6,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,711,000 | 42,715,000 | 43,129,000 | 46,992,000 |
| Interest-bearing deposits | 38,174,000 | 37,752,000 | 37,716,000 | 39,302,000 |
| Noninterest-bearing deposits | 5,537,000 | 4,963,000 | 5,413,000 | 7,690,000 |
| Equity capital | 13,466,000 | 13,175,000 | 13,591,000 | 13,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,496,000 | 3,720,000 | 4,882,000 |
| Interest expense | 557,000 | 1,101,000 | 1,604,000 | 2,034,000 |
| Net interest income | 696,000 | 1,395,000 | 2,116,000 | 2,848,000 |
| Noninterest income | 73,000 | 179,000 | 253,000 | 304,000 |
| Noninterest expense | 356,000 | 688,000 | 1,036,000 | 1,345,000 |
| Provision for loan losses | 75,000 | 151,000 | 96,000 | 124,000 |
| Pretax income | 338,000 | 735,000 | 1,237,000 | 1,683,000 |
| Income tax | 34,000 | 4,000 | 7,000 | 12,000 |
| Net income | 304,000 | 731,000 | 1,230,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,165,000 | 12,862,000 | 13,140,000 | 12,942,000 |
| Total capital | 13,703,000 | 13,412,000 | 13,701,000 | 13,503,000 |
| Risk-weighted assets | 42,624,000 | 43,600,000 | 44,595,000 | 44,475,000 |