Call reports 2013
AMERICAN SECURITY BANK — 2013
What AMERICAN SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 403,866,000 | 418,435,000 | 425,871,000 | 412,295,000 |
| Total loans | 255,762,000 | 258,901,000 | 258,652,000 | 252,605,000 |
| Allowance for loan losses | 4,579,000 | 4,175,000 | 3,853,000 | 3,655,000 |
| Securities available for sale | 76,844,000 | 65,954,000 | 63,811,000 | 57,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,895,000 | 362,347,000 | 369,816,000 | 356,203,000 |
| Interest-bearing deposits | 181,348,000 | 182,658,000 | 181,105,000 | 178,890,000 |
| Noninterest-bearing deposits | 165,547,000 | 179,689,000 | 188,711,000 | 177,313,000 |
| Equity capital | 55,851,000 | 54,920,000 | 54,995,000 | 55,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 7,464,000 | 11,318,000 | 14,984,000 |
| Interest expense | 201,000 | 380,000 | 545,000 | 689,000 |
| Net interest income | 3,642,000 | 7,084,000 | 10,773,000 | 14,295,000 |
| Noninterest income | 517,000 | 1,256,000 | 1,714,000 | 2,280,000 |
| Noninterest expense | 3,461,000 | 6,853,000 | 10,351,000 | 13,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 841,000 | 1,815,000 | 2,464,000 | 3,046,000 |
| Income tax | 29,000 | 63,000 | 86,000 | 107,000 |
| Net income | 812,000 | 1,752,000 | 2,378,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,187,000 | 43,246,000 | 43,466,000 | 43,622,000 |
| Total capital | 46,678,000 | 46,805,000 | 47,071,000 | 47,141,000 |
| Risk-weighted assets | 278,115,000 | 284,056,000 | 288,097,000 | 281,314,000 |