Call reports 2012
AMERICAN SECURITY BANK — 2012
What AMERICAN SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 448,462,000 | 450,244,000 | 451,966,000 | 438,394,000 |
| Total loans | 285,948,000 | 273,272,000 | 271,923,000 | 255,862,000 |
| Allowance for loan losses | 5,422,000 | 5,310,000 | 5,382,000 | 4,766,000 |
| Securities available for sale | 45,969,000 | 72,984,000 | 82,488,000 | 83,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,530,000 | 395,491,000 | 396,363,000 | 382,024,000 |
| Interest-bearing deposits | 212,799,000 | 218,434,000 | 211,199,000 | 196,096,000 |
| Noninterest-bearing deposits | 181,731,000 | 177,057,000 | 185,164,000 | 185,928,000 |
| Equity capital | 53,142,000 | 53,816,000 | 54,628,000 | 55,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 8,363,000 | 12,398,000 | 16,237,000 |
| Interest expense | 369,000 | 701,000 | 994,000 | 1,244,000 |
| Net interest income | 3,910,000 | 7,662,000 | 11,404,000 | 14,993,000 |
| Noninterest income | 368,000 | 845,000 | 1,297,000 | 2,210,000 |
| Noninterest expense | 3,764,000 | 7,230,000 | 10,738,000 | 14,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 518,000 | 1,281,000 | 2,095,000 | 3,495,000 |
| Income tax | 0 | 0 | 0 | -58,000 |
| Net income | 518,000 | 1,281,000 | 2,095,000 | 3,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,693,000 | 41,181,000 | 41,696,000 | 42,402,000 |
| Total capital | 44,362,000 | 44,764,000 | 45,292,000 | 45,979,000 |
| Risk-weighted assets | 291,694,000 | 284,867,000 | 285,835,000 | 284,911,000 |