Call reports 2011
AMERICAN SECURITY BANK — 2011
What AMERICAN SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 420,281,000 | 410,975,000 | 411,414,000 | 423,967,000 |
| Total loans | 316,923,000 | 316,466,000 | 314,157,000 | 296,620,000 |
| Allowance for loan losses | 5,837,000 | 5,933,000 | 5,439,000 | 5,471,000 |
| Securities available for sale | 18,249,000 | 22,837,000 | 18,553,000 | 38,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,471,000 | 358,181,000 | 357,727,000 | 370,102,000 |
| Interest-bearing deposits | 219,848,000 | 213,960,000 | 209,503,000 | 222,619,000 |
| Noninterest-bearing deposits | 148,623,000 | 144,221,000 | 148,224,000 | 147,483,000 |
| Equity capital | 51,213,000 | 51,964,000 | 52,791,000 | 52,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,919,000 | 9,775,000 | 14,720,000 | 19,520,000 |
| Interest expense | 405,000 | 798,000 | 1,177,000 | 1,544,000 |
| Net interest income | 4,514,000 | 8,977,000 | 13,543,000 | 17,976,000 |
| Noninterest income | 321,000 | 576,000 | 855,000 | 1,191,000 |
| Noninterest expense | 3,820,000 | 7,589,000 | 11,394,000 | 15,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,015,000 | 1,964,000 | 3,174,000 | 4,219,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 1,015,000 | 1,963,000 | 3,173,000 | 4,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,768,000 | 39,376,000 | 40,422,000 | 40,600,000 |
| Total capital | 42,837,000 | 43,441,000 | 44,456,000 | 44,406,000 |
| Risk-weighted assets | 323,679,000 | 323,290,000 | 321,208,000 | 302,765,000 |