Call reports 2010
AMERICAN SECURITY BANK — 2010
What AMERICAN SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 431,320,000 | 428,917,000 | 425,763,000 | 413,555,000 |
| Total loans | 322,560,000 | 319,913,000 | 322,597,000 | 323,682,000 |
| Allowance for loan losses | 5,796,000 | 5,598,000 | 5,926,000 | 5,989,000 |
| Securities available for sale | 13,231,000 | 10,847,000 | 10,060,000 | 19,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,110,000 | 377,689,000 | 373,658,000 | 362,894,000 |
| Interest-bearing deposits | 234,104,000 | 230,035,000 | 223,022,000 | 210,069,000 |
| Noninterest-bearing deposits | 146,006,000 | 147,654,000 | 150,636,000 | 152,825,000 |
| Equity capital | 50,385,000 | 50,451,000 | 51,300,000 | 50,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,814,000 | 9,659,000 | 14,535,000 | 19,448,000 |
| Interest expense | 556,000 | 1,082,000 | 1,565,000 | 2,003,000 |
| Net interest income | 4,258,000 | 8,577,000 | 12,970,000 | 17,445,000 |
| Noninterest income | 602,000 | 959,000 | 1,427,000 | 1,682,000 |
| Noninterest expense | 3,717,000 | 7,333,000 | 11,013,000 | 14,623,000 |
| Provision for loan losses | 75,000 | 1,300,000 | 1,650,000 | 3,841,000 |
| Pretax income | 1,068,000 | 903,000 | 1,734,000 | 663,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 1,068,000 | 902,000 | 1,733,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,049,000 | 37,915,000 | 38,755,000 | 37,744,000 |
| Total capital | 42,209,000 | 42,092,000 | 42,970,000 | 41,907,000 |
| Risk-weighted assets | 331,074,000 | 332,638,000 | 335,439,000 | 331,103,000 |