Call reports 2009
AMERICAN SECURITY BANK — 2009
What AMERICAN SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 423,496,000 | 404,182,000 | 402,383,000 | 417,343,000 |
| Total loans | 363,799,000 | 347,366,000 | 334,199,000 | 330,487,000 |
| Allowance for loan losses | 5,680,000 | 4,266,000 | 5,844,000 | 5,781,000 |
| Securities available for sale | 4,170,000 | 4,079,000 | 8,251,000 | 13,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,315,000 | 349,756,000 | 349,087,000 | 366,632,000 |
| Interest-bearing deposits | 237,363,000 | 220,088,000 | 213,694,000 | 234,154,000 |
| Noninterest-bearing deposits | 129,952,000 | 129,668,000 | 135,393,000 | 132,478,000 |
| Equity capital | 54,530,000 | 52,793,000 | 49,701,000 | 49,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,765,000 | 11,060,000 | 16,272,000 | 21,348,000 |
| Interest expense | 946,000 | 1,647,000 | 2,301,000 | 2,894,000 |
| Net interest income | 4,819,000 | 9,413,000 | 13,971,000 | 18,454,000 |
| Noninterest income | 384,000 | -262,000 | -90,000 | -189,000 |
| Noninterest expense | 3,795,000 | 7,500,000 | 11,322,000 | 15,115,000 |
| Provision for loan losses | 875,000 | 2,866,000 | 6,874,000 | 7,850,000 |
| Pretax income | 533,000 | -1,215,000 | -4,315,000 | -4,672,000 |
| Income tax | 19,000 | 0 | 0 | 0 |
| Net income | 514,000 | -1,215,000 | -4,315,000 | -4,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,007,000 | 40,318,000 | 37,258,000 | 36,941,000 |
| Total capital | 46,665,000 | 44,661,000 | 41,468,000 | 41,148,000 |
| Risk-weighted assets | 371,579,000 | 352,404,000 | 335,206,000 | 334,948,000 |