Call reports 2007
AMERICAN SECURITY BANK — 2007
What AMERICAN SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 582,439,000 | 469,599,000 | 439,776,000 | 424,959,000 |
| Total loans | 323,125,000 | 358,490,000 | 376,118,000 | 376,449,000 |
| Allowance for loan losses | 3,573,000 | 3,601,000 | 3,786,000 | 3,893,000 |
| Securities available for sale | 28,012,000 | 24,548,000 | 21,561,000 | 19,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,592,000 | 409,420,000 | 373,874,000 | 341,284,000 |
| Interest-bearing deposits | 250,849,000 | 258,897,000 | 257,080,000 | 231,609,000 |
| Noninterest-bearing deposits | 270,743,000 | 150,523,000 | 116,794,000 | 109,675,000 |
| Equity capital | 59,055,000 | 58,238,000 | 58,914,000 | 57,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,336,000 | 14,578,000 | 22,040,000 | 29,208,000 |
| Interest expense | 2,048,000 | 4,089,000 | 6,365,000 | 8,633,000 |
| Net interest income | 5,288,000 | 10,489,000 | 15,675,000 | 20,575,000 |
| Noninterest income | 503,000 | 1,044,000 | 1,443,000 | 2,049,000 |
| Noninterest expense | 3,635,000 | 7,107,000 | 10,608,000 | 14,526,000 |
| Provision for loan losses | -150,000 | -105,000 | 45,000 | 345,000 |
| Pretax income | 2,306,000 | 4,531,000 | 6,465,000 | 7,753,000 |
| Income tax | 75,000 | 158,000 | 226,000 | 271,000 |
| Net income | 2,231,000 | 4,373,000 | 6,239,000 | 7,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,176,000 | 45,589,000 | 46,199,000 | 44,330,000 |
| Total capital | 49,826,000 | 49,267,000 | 50,062,000 | 48,300,000 |
| Risk-weighted assets | 382,214,000 | 388,028,000 | 396,368,000 | 391,780,000 |