Call reports 2006
AMERICAN SECURITY BANK — 2006
What AMERICAN SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 409,987,000 | 426,660,000 | 429,316,000 | 496,598,000 |
| Total loans | 311,806,000 | 315,694,000 | 320,526,000 | 318,793,000 |
| Allowance for loan losses | 3,425,000 | 3,469,000 | 3,519,000 | 3,462,000 |
| Securities available for sale | 39,024,000 | 36,748,000 | 34,000,000 | 31,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,076,000 | 366,547,000 | 370,338,000 | 436,993,000 |
| Interest-bearing deposits | 245,828,000 | 248,027,000 | 251,913,000 | 246,780,000 |
| Noninterest-bearing deposits | 114,248,000 | 118,520,000 | 118,425,000 | 190,213,000 |
| Equity capital | 44,371,000 | 54,608,000 | 56,050,000 | 56,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,351,000 | 13,260,000 | 20,532,000 | 27,958,000 |
| Interest expense | 1,242,000 | 2,807,000 | 4,736,000 | 6,714,000 |
| Net interest income | 5,109,000 | 10,453,000 | 15,796,000 | 21,244,000 |
| Noninterest income | 565,000 | 1,102,000 | 1,685,000 | 2,165,000 |
| Noninterest expense | 3,505,000 | 7,113,000 | 10,608,000 | 14,099,000 |
| Provision for loan losses | 215,000 | 255,000 | 315,000 | 315,000 |
| Pretax income | 1,954,000 | 4,187,000 | 6,558,000 | 8,995,000 |
| Income tax | 68,000 | 146,000 | 230,000 | 315,000 |
| Net income | 1,886,000 | 4,041,000 | 6,328,000 | 8,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,167,000 | 41,745,000 | 43,002,000 | 43,775,000 |
| Total capital | 34,669,000 | 45,291,000 | 46,598,000 | 47,314,000 |
| Risk-weighted assets | 333,676,000 | 339,976,000 | 349,162,000 | 361,356,000 |