Call reports 2003
AMERICAN SECURITY BANK — 2003
What AMERICAN SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 180,971,000 | 189,167,000 | 218,230,000 | 210,200,000 |
| Total loans | 120,553,000 | 121,134,000 | 127,050,000 | 130,537,000 |
| Allowance for loan losses | 1,732,000 | 1,734,000 | 1,763,000 | 1,791,000 |
| Securities available for sale | 1,024,000 | 514,000 | 787,000 | 35,961,000 |
| Securities held to maturity | 1,064,000 | 1,056,000 | 786,000 | 1,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,495,000 | 172,267,000 | 191,013,000 | 182,682,000 |
| Interest-bearing deposits | 97,260,000 | 102,147,000 | 111,608,000 | 108,115,000 |
| Noninterest-bearing deposits | 67,235,000 | 70,120,000 | 79,405,000 | 74,567,000 |
| Equity capital | 15,706,000 | 16,150,000 | 26,401,000 | 26,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,717,000 | 1,135,000 | 3,766,000 |
| Interest expense | 287,000 | 599,000 | 141,000 | 445,000 |
| Net interest income | 2,050,000 | 4,118,000 | 994,000 | 3,321,000 |
| Noninterest income | 380,000 | 730,000 | 187,000 | 577,000 |
| Noninterest expense | 1,602,000 | 3,246,000 | 783,000 | 2,617,000 |
| Provision for loan losses | 29,000 | 29,000 | 0 | 33,000 |
| Pretax income | 799,000 | 1,573,000 | 398,000 | 1,248,000 |
| Income tax | 329,000 | 649,000 | 14,000 | 44,000 |
| Net income | 470,000 | 924,000 | 384,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,460,000 | 15,905,000 | 15,295,000 | 15,449,000 |
| Total capital | 17,177,000 | 17,639,000 | 17,104,000 | 17,303,000 |
| Risk-weighted assets | 137,337,000 | 138,796,000 | 147,263,000 | 155,651,000 |