Call reports 2002
AMERICAN SECURITY BANK — 2002
What AMERICAN SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 156,656,000 | 156,351,000 | 164,388,000 | 162,491,000 |
| Total loans | 115,296,000 | 115,600,000 | 120,426,000 | 122,785,000 |
| Allowance for loan losses | 1,525,000 | 1,554,000 | 1,640,000 | 1,700,000 |
| Securities available for sale | 3,060,000 | 3,047,000 | 2,036,000 | 1,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,940,000 | 142,030,000 | 149,582,000 | 146,613,000 |
| Interest-bearing deposits | 90,104,000 | 87,433,000 | 88,739,000 | 88,910,000 |
| Noninterest-bearing deposits | 52,836,000 | 54,597,000 | 60,843,000 | 57,703,000 |
| Equity capital | 12,997,000 | 13,475,000 | 14,018,000 | 15,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,557,000 | 6,960,000 | 9,419,000 |
| Interest expense | 522,000 | 973,000 | 1,345,000 | 1,654,000 |
| Net interest income | 1,736,000 | 3,584,000 | 5,615,000 | 7,765,000 |
| Noninterest income | 389,000 | 934,000 | 1,363,000 | 1,898,000 |
| Noninterest expense | 1,418,000 | 2,895,000 | 4,530,000 | 6,101,000 |
| Provision for loan losses | 195,000 | 310,000 | 405,000 | 481,000 |
| Pretax income | 512,000 | 1,313,000 | 2,043,000 | 3,081,000 |
| Income tax | 212,000 | 541,000 | 842,000 | 1,269,000 |
| Net income | 300,000 | 772,000 | 1,201,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,796,000 | 13,253,000 | 13,795,000 | 14,758,000 |
| Total capital | 14,321,000 | 14,807,000 | 15,435,000 | 16,437,000 |
| Risk-weighted assets | 125,012,000 | 127,729,000 | 131,485,000 | 134,452,000 |