Call reports 2001
AMERICAN SECURITY BANK — 2001
What AMERICAN SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,453,000 | 137,461,000 | 143,442,000 | 153,866,000 |
| Total loans | 92,984,000 | 96,624,000 | 96,070,000 | 104,988,000 |
| Allowance for loan losses | 1,372,000 | 1,404,000 | 1,480,000 | 1,414,000 |
| Securities available for sale | 0 | 3,065,000 | 3,091,000 | 3,103,000 |
| Securities held to maturity | 2,500,000 | 1,500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,148,000 | 124,587,000 | 130,482,000 | 140,658,000 |
| Interest-bearing deposits | 75,529,000 | 80,506,000 | 86,348,000 | 88,047,000 |
| Noninterest-bearing deposits | 40,619,000 | 44,081,000 | 44,134,000 | 52,610,000 |
| Equity capital | 11,186,000 | 11,678,000 | 12,123,000 | 12,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,343,000 | 7,888,000 | 10,163,000 |
| Interest expense | 764,000 | 1,557,000 | 2,306,000 | 2,931,000 |
| Net interest income | 1,908,000 | 3,786,000 | 5,582,000 | 7,232,000 |
| Noninterest income | 370,000 | 744,000 | 1,096,000 | 1,473,000 |
| Noninterest expense | 1,429,000 | 2,843,000 | 4,223,000 | 5,408,000 |
| Provision for loan losses | 47,000 | 112,000 | 187,000 | 383,000 |
| Pretax income | 802,000 | 1,575,000 | 2,268,000 | 2,914,000 |
| Income tax | 331,000 | 649,000 | 934,000 | 1,199,000 |
| Net income | 471,000 | 926,000 | 1,334,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,055,000 | 11,535,000 | 11,943,000 | 12,326,000 |
| Total capital | 12,313,000 | 12,873,000 | 13,282,000 | 13,740,000 |
| Risk-weighted assets | 100,551,000 | 107,008,000 | 107,010,000 | 118,482,000 |