Call reports 2011
INDEPENDENT BANKERS' BANK OF FLORIDA — 2011
What INDEPENDENT BANKERS' BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 282,719,000 | 263,342,000 | 258,777,000 | 247,217,000 |
| Total loans | 180,656,000 | 173,807,000 | 168,911,000 | 156,758,000 |
| Allowance for loan losses | 13,285,000 | 13,272,000 | 13,060,000 | 11,184,000 |
| Securities available for sale | 8,032,000 | 7,823,000 | 7,724,000 | 8,588,000 |
| Securities held to maturity | 41,134,000 | 39,766,000 | 38,610,000 | 36,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,146,000 | 194,359,000 | 193,370,000 | 176,129,000 |
| Interest-bearing deposits | 54,542,000 | 60,682,000 | 62,561,000 | 54,688,000 |
| Noninterest-bearing deposits | 150,604,000 | 133,677,000 | 130,809,000 | 121,441,000 |
| Equity capital | 22,322,000 | 20,258,000 | 20,301,000 | 18,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 4,583,000 | 6,654,000 | 8,541,000 |
| Interest expense | 585,000 | 1,131,000 | 1,647,000 | 2,155,000 |
| Net interest income | 1,880,000 | 3,452,000 | 5,007,000 | 6,386,000 |
| Noninterest income | 1,553,000 | 3,207,000 | 4,948,000 | 6,516,000 |
| Noninterest expense | 3,381,000 | 7,113,000 | 10,346,000 | 13,620,000 |
| Provision for loan losses | 0 | 1,575,000 | 1,597,000 | 1,597,000 |
| Pretax income | 52,000 | -2,029,000 | -1,988,000 | -2,315,000 |
| Income tax | 0 | 0 | 0 | 1,570,000 |
| Net income | 52,000 | -2,029,000 | -1,988,000 | -3,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,584,000 | 18,503,000 | 18,545,000 | 18,380,000 |
| Total capital | 23,063,000 | 20,979,000 | 20,867,000 | 20,578,000 |
| Risk-weighted assets | 187,511,000 | 187,247,000 | 175,025,000 | 166,833,000 |