Call reports 2001
INDEPENDENT BANKERS' BANK OF FLORIDA — 2001
What INDEPENDENT BANKERS' BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 180,403,000 | 171,620,000 | 171,989,000 | 184,431,000 |
| Total loans | 102,568,000 | 109,301,000 | 104,576,000 | 114,526,000 |
| Allowance for loan losses | 1,273,000 | 1,371,000 | 1,455,000 | 1,585,000 |
| Securities available for sale | 22,948,000 | 22,211,000 | 20,329,000 | 23,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,324,000 | 99,704,000 | 99,857,000 | 130,778,000 |
| Interest-bearing deposits | 303,000 | 2,378,000 | 1,378,000 | 1,460,000 |
| Noninterest-bearing deposits | 84,021,000 | 97,326,000 | 98,479,000 | 129,318,000 |
| Equity capital | 12,976,000 | 13,460,000 | 13,972,000 | 14,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 5,477,000 | 7,999,000 | 10,326,000 |
| Interest expense | 1,280,000 | 2,097,000 | 2,832,000 | 3,346,000 |
| Net interest income | 1,654,000 | 3,380,000 | 5,167,000 | 6,980,000 |
| Noninterest income | 1,640,000 | 3,502,000 | 5,191,000 | 6,917,000 |
| Noninterest expense | 2,647,000 | 5,378,000 | 8,068,000 | 10,808,000 |
| Provision for loan losses | 49,000 | 149,000 | 233,000 | 363,000 |
| Pretax income | 598,000 | 1,355,000 | 2,057,000 | 2,726,000 |
| Income tax | 225,000 | 510,000 | 774,000 | 937,000 |
| Net income | 373,000 | 845,000 | 1,283,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,815,000 | 13,287,000 | 13,725,000 | 14,232,000 |
| Total capital | 14,088,000 | 14,658,000 | 15,180,000 | 15,817,000 |
| Risk-weighted assets | 126,325,000 | 125,930,000 | 130,521,000 | 141,803,000 |