Call reports 2018
FIRST PEOPLES BANK, INC. — 2018
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,046,000 | 134,703,000 | 134,454,000 | 133,081,000 |
| Total loans | 42,734,000 | 43,304,000 | 42,612,000 | 42,392,000 |
| Allowance for loan losses | 408,000 | 408,000 | 409,000 | 409,000 |
| Securities available for sale | 60,284,000 | 59,763,000 | 59,231,000 | 55,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,427,000 | 114,927,000 | 114,905,000 | 112,948,000 |
| Interest-bearing deposits | 84,366,000 | 87,117,000 | 88,000,000 | 87,202,000 |
| Noninterest-bearing deposits | 27,061,000 | 27,810,000 | 26,905,000 | 25,746,000 |
| Equity capital | 19,502,000 | 19,688,000 | 19,401,000 | 18,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,698,000 | 2,586,000 | 3,495,000 |
| Interest expense | 99,000 | 202,000 | 312,000 | 438,000 |
| Net interest income | 733,000 | 1,496,000 | 2,274,000 | 3,057,000 |
| Noninterest income | 115,000 | 238,000 | 362,000 | 496,000 |
| Noninterest expense | 539,000 | 1,091,000 | 1,744,000 | 3,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 643,000 | 892,000 | 94,000 |
| Income tax | 62,000 | 101,000 | 149,000 | 72,000 |
| Net income | 247,000 | 542,000 | 743,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,333,000 | 20,521,000 | 20,618,000 | 19,791,000 |
| Total capital | 20,741,000 | 20,929,000 | 21,027,000 | 20,200,000 |
| Risk-weighted assets | 43,325,000 | 43,416,000 | 43,429,000 | 43,065,000 |