Call reports 2015
FIRST PEOPLES BANK, INC. — 2015
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,477,000 | 127,444,000 | 123,170,000 | 125,375,000 |
| Total loans | 39,402,000 | 41,089,000 | 41,324,000 | 41,277,000 |
| Allowance for loan losses | 387,000 | 387,000 | 387,000 | 386,000 |
| Securities available for sale | 55,844,000 | 59,384,000 | 54,743,000 | 48,113,000 |
| Securities held to maturity | 1,214,000 | 1,010,000 | 960,000 | 957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,746,000 | 108,086,000 | 103,333,000 | 105,666,000 |
| Interest-bearing deposits | 81,518,000 | 85,841,000 | 81,325,000 | 82,428,000 |
| Noninterest-bearing deposits | 23,228,000 | 22,245,000 | 22,008,000 | 23,238,000 |
| Equity capital | 19,419,000 | 19,232,000 | 19,538,000 | 19,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,437,000 | 2,186,000 | 2,934,000 |
| Interest expense | 100,000 | 198,000 | 297,000 | 396,000 |
| Net interest income | 603,000 | 1,239,000 | 1,889,000 | 2,538,000 |
| Noninterest income | 119,000 | 246,000 | 374,000 | 508,000 |
| Noninterest expense | 539,000 | 1,094,000 | 1,637,000 | 2,170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 401,000 | 636,000 | 886,000 |
| Income tax | 57,000 | 117,000 | 185,000 | 287,000 |
| Net income | 136,000 | 284,000 | 451,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,419,000 | 18,820,000 | 19,468,000 | 19,618,000 |
| Total capital | 19,419,000 | 19,207,000 | 19,855,000 | 20,004,000 |
| Risk-weighted assets | 50,496,000 | 40,787,000 | 40,292,000 | 45,321,000 |