Call reports 2014
FIRST PEOPLES BANK, INC. — 2014
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,514,000 | 123,616,000 | 123,257,000 | 121,865,000 |
| Total loans | 36,197,000 | 38,020,000 | 38,996,000 | 38,712,000 |
| Allowance for loan losses | 361,000 | 355,000 | 357,000 | 387,000 |
| Securities available for sale | 52,417,000 | 56,497,000 | 59,126,000 | 57,177,000 |
| Securities held to maturity | 1,409,000 | 1,405,000 | 1,400,000 | 1,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,657,000 | 104,215,000 | 103,769,000 | 102,757,000 |
| Interest-bearing deposits | 84,234,000 | 82,698,000 | 82,363,000 | 80,832,000 |
| Noninterest-bearing deposits | 22,423,000 | 21,517,000 | 21,406,000 | 21,925,000 |
| Equity capital | 18,741,000 | 19,145,000 | 19,201,000 | 19,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,377,000 | 2,106,000 | 2,835,000 |
| Interest expense | 94,000 | 192,000 | 291,000 | 393,000 |
| Net interest income | 568,000 | 1,185,000 | 1,815,000 | 2,442,000 |
| Noninterest income | 114,000 | 261,000 | 401,000 | 532,000 |
| Noninterest expense | 551,000 | 1,096,000 | 1,644,000 | 2,142,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 52,000 |
| Pretax income | 158,000 | 378,000 | 590,000 | 818,000 |
| Income tax | 43,000 | 110,000 | 174,000 | 257,000 |
| Net income | 115,000 | 268,000 | 416,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,968,000 | 19,040,000 | 19,107,000 | 19,170,000 |
| Total capital | 19,329,000 | 19,395,000 | 19,464,000 | 19,557,000 |
| Risk-weighted assets | 46,833,000 | 73,513,000 | 71,588,000 | 71,527,000 |