Call reports 2013
FIRST PEOPLES BANK, INC. — 2013
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,578,000 | 120,472,000 | 124,243,000 | 120,448,000 |
| Total loans | 32,710,000 | 35,638,000 | 36,410,000 | 36,028,000 |
| Allowance for loan losses | 365,000 | 363,000 | 362,000 | 373,000 |
| Securities available for sale | 54,471,000 | 51,832,000 | 53,296,000 | 52,068,000 |
| Securities held to maturity | 1,988,000 | 1,508,000 | 1,503,000 | 1,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,178,000 | 102,332,000 | 105,784,000 | 101,824,000 |
| Interest-bearing deposits | 83,525,000 | 80,636,000 | 85,202,000 | 80,493,000 |
| Noninterest-bearing deposits | 21,653,000 | 21,696,000 | 20,582,000 | 21,331,000 |
| Equity capital | 19,051,000 | 18,031,000 | 18,303,000 | 18,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,294,000 | 1,964,000 | 2,647,000 |
| Interest expense | 98,000 | 192,000 | 281,000 | 374,000 |
| Net interest income | 545,000 | 1,102,000 | 1,683,000 | 2,273,000 |
| Noninterest income | 112,000 | 242,000 | 376,000 | 513,000 |
| Noninterest expense | 499,000 | 1,032,000 | 1,569,000 | 2,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 158,000 | 312,000 | 490,000 | 660,000 |
| Income tax | 42,000 | 83,000 | 134,000 | 205,000 |
| Net income | 116,000 | 229,000 | 356,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,841,000 | 18,871,000 | 18,917,000 | 18,934,000 |
| Total capital | 19,206,000 | 19,234,000 | 19,279,000 | 19,307,000 |
| Risk-weighted assets | 78,277,000 | 74,984,000 | 77,893,000 | 46,967,000 |