Call reports 2012
FIRST PEOPLES BANK, INC. — 2012
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,031,000 | 126,076,000 | 124,949,000 | 124,704,000 |
| Total loans | 29,326,000 | 30,203,000 | 30,250,000 | 32,360,000 |
| Allowance for loan losses | 351,000 | 351,000 | 351,000 | 365,000 |
| Securities available for sale | 45,979,000 | 51,045,000 | 53,612,000 | 48,056,000 |
| Securities held to maturity | 2,931,000 | 2,130,000 | 2,110,000 | 2,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,780,000 | 106,604,000 | 105,344,000 | 105,265,000 |
| Interest-bearing deposits | 84,981,000 | 86,207,000 | 84,225,000 | 84,227,000 |
| Noninterest-bearing deposits | 20,799,000 | 20,397,000 | 21,119,000 | 21,038,000 |
| Equity capital | 18,910,000 | 19,073,000 | 19,148,000 | 19,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,318,000 | 1,976,000 | 2,638,000 |
| Interest expense | 142,000 | 275,000 | 399,000 | 510,000 |
| Net interest income | 520,000 | 1,043,000 | 1,577,000 | 2,128,000 |
| Noninterest income | 160,000 | 285,000 | 415,000 | 561,000 |
| Noninterest expense | 527,000 | 1,075,000 | 1,621,000 | 2,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 159,000 | 259,000 | 377,000 | 480,000 |
| Income tax | 44,000 | 68,000 | 98,000 | 97,000 |
| Net income | 115,000 | 191,000 | 279,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,781,000 | 18,776,000 | 18,782,000 | 18,805,000 |
| Total capital | 19,132,000 | 19,127,000 | 19,133,000 | 19,170,000 |
| Risk-weighted assets | 84,295,000 | 81,438,000 | 78,385,000 | 82,957,000 |