Call reports 2010
FIRST PEOPLES BANK, INC. — 2010
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 117,516,000 | 121,387,000 | 121,857,000 | 122,275,000 |
| Total loans | 27,091,000 | 27,041,000 | 27,346,000 | 27,986,000 |
| Allowance for loan losses | 348,000 | 348,000 | 343,000 | 357,000 |
| Securities available for sale | 50,932,000 | 47,492,000 | 41,628,000 | 32,236,000 |
| Securities held to maturity | 3,008,000 | 2,848,000 | 2,812,000 | 3,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,209,000 | 101,152,000 | 101,579,000 | 102,279,000 |
| Interest-bearing deposits | 71,522,000 | 83,084,000 | 83,593,000 | 81,529,000 |
| Noninterest-bearing deposits | 25,687,000 | 18,068,000 | 17,986,000 | 20,750,000 |
| Equity capital | 19,563,000 | 19,567,000 | 19,555,000 | 19,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,666,000 | 2,381,000 | 3,012,000 |
| Interest expense | 273,000 | 515,000 | 743,000 | 959,000 |
| Net interest income | 584,000 | 1,151,000 | 1,638,000 | 2,053,000 |
| Noninterest income | 177,000 | 334,000 | 462,000 | 604,000 |
| Noninterest expense | 531,000 | 1,149,000 | 1,691,000 | 2,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 360,000 | 466,000 | 539,000 | 645,000 |
| Income tax | 99,000 | 117,000 | 126,000 | 157,000 |
| Net income | 261,000 | 349,000 | 413,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,001,000 | 18,965,000 | 18,906,000 | 18,857,000 |
| Total capital | 19,349,000 | 19,313,000 | 19,249,000 | 19,214,000 |
| Risk-weighted assets | 73,554,000 | 79,735,000 | 84,633,000 | 92,996,000 |