Call reports 2009
FIRST PEOPLES BANK, INC. — 2009
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,088,000 | 121,812,000 | 120,601,000 | 118,902,000 |
| Total loans | 26,813,000 | 26,561,000 | 27,120,000 | 27,546,000 |
| Allowance for loan losses | 499,000 | 348,000 | 348,000 | 348,000 |
| Securities available for sale | 55,019,000 | 39,399,000 | 50,395,000 | 51,099,000 |
| Securities held to maturity | 3,525,000 | 2,073,000 | 1,781,000 | 3,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,818,000 | 101,254,000 | 100,260,000 | 98,635,000 |
| Interest-bearing deposits | 81,275,000 | 85,518,000 | 83,941,000 | 81,878,000 |
| Noninterest-bearing deposits | 14,543,000 | 15,736,000 | 16,319,000 | 16,757,000 |
| Equity capital | 20,433,000 | 19,858,000 | 19,650,000 | 19,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,111,000 | 3,011,000 | 3,891,000 |
| Interest expense | 419,000 | 840,000 | 1,204,000 | 1,525,000 |
| Net interest income | 682,000 | 1,271,000 | 1,807,000 | 2,366,000 |
| Noninterest income | 110,000 | 238,000 | 361,000 | 485,000 |
| Noninterest expense | 525,000 | 1,108,000 | 1,681,000 | 2,264,000 |
| Provision for loan losses | 75,000 | 345,000 | 345,000 | 345,000 |
| Pretax income | 192,000 | 56,000 | 142,000 | 242,000 |
| Income tax | 21,000 | 18,000 | 19,000 | 17,000 |
| Net income | 171,000 | 38,000 | 123,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,679,000 | 19,223,000 | 19,010,000 | 18,863,000 |
| Total capital | 20,178,000 | 19,600,000 | 19,387,000 | 19,211,000 |
| Risk-weighted assets | 70,998,000 | 87,590,000 | 77,288,000 | 74,744,000 |