Call reports 2008
FIRST PEOPLES BANK, INC. — 2008
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,434,000 | 117,352,000 | 120,324,000 | 117,788,000 |
| Total loans | 28,508,000 | 29,368,000 | 29,219,000 | 27,160,000 |
| Allowance for loan losses | 402,000 | 418,000 | 425,000 | 423,000 |
| Securities available for sale | 59,027,000 | 69,262,000 | 66,169,000 | 62,061,000 |
| Securities held to maturity | 5,623,000 | 4,139,000 | 4,103,000 | 4,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,679,000 | 94,826,000 | 97,896,000 | 96,025,000 |
| Interest-bearing deposits | 82,003,000 | 80,859,000 | 83,222,000 | 81,212,000 |
| Noninterest-bearing deposits | 13,676,000 | 13,967,000 | 14,674,000 | 14,813,000 |
| Equity capital | 22,141,000 | 21,466,000 | 21,416,000 | 20,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,777,000 | 4,099,000 | 5,341,000 |
| Interest expense | 611,000 | 1,168,000 | 1,651,000 | 2,100,000 |
| Net interest income | 832,000 | 1,609,000 | 2,448,000 | 3,241,000 |
| Noninterest income | 115,000 | 239,000 | 358,000 | 478,000 |
| Noninterest expense | 429,000 | 948,000 | 1,448,000 | 1,975,000 |
| Provision for loan losses | 0 | 20,000 | 27,000 | 627,000 |
| Pretax income | 518,000 | 880,000 | 1,331,000 | 1,117,000 |
| Income tax | 151,000 | 256,000 | 387,000 | 220,000 |
| Net income | 367,000 | 624,000 | 944,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,275,000 | 20,207,000 | 20,203,000 | 19,831,000 |
| Total capital | 20,677,000 | 20,625,000 | 20,628,000 | 20,254,000 |
| Risk-weighted assets | 54,901,000 | 52,336,000 | 53,310,000 | 64,680,000 |