Call reports 2007
FIRST PEOPLES BANK, INC. — 2007
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,618,000 | 113,843,000 | 119,253,000 | 118,431,000 |
| Total loans | 29,530,000 | 28,727,000 | 28,652,000 | 28,177,000 |
| Allowance for loan losses | 389,000 | 389,000 | 372,000 | 402,000 |
| Securities available for sale | 49,317,000 | 59,566,000 | 57,698,000 | 64,026,000 |
| Securities held to maturity | 9,158,000 | 7,090,000 | 7,032,000 | 5,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,130,000 | 93,596,000 | 98,674,000 | 95,527,000 |
| Interest-bearing deposits | 78,052,000 | 79,954,000 | 84,800,000 | 81,921,000 |
| Noninterest-bearing deposits | 14,078,000 | 13,642,000 | 13,874,000 | 13,606,000 |
| Equity capital | 20,091,000 | 20,011,000 | 20,261,000 | 21,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,898,000 | 4,416,000 | 5,972,000 |
| Interest expense | 537,000 | 1,099,000 | 1,701,000 | 2,319,000 |
| Net interest income | 895,000 | 1,799,000 | 2,715,000 | 3,653,000 |
| Noninterest income | 105,000 | 230,000 | 352,000 | 486,000 |
| Noninterest expense | 454,000 | 969,000 | 1,420,000 | 1,935,000 |
| Provision for loan losses | 0 | 0 | 465,000 | 495,000 |
| Pretax income | 546,000 | 1,060,000 | 1,498,000 | 2,025,000 |
| Income tax | 166,000 | 316,000 | 439,000 | 600,000 |
| Net income | 380,000 | 744,000 | 1,059,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,143,000 | 20,188,000 | 20,185,000 | 20,232,000 |
| Total capital | 20,532,000 | 20,577,000 | 20,557,000 | 20,634,000 |
| Risk-weighted assets | 51,721,000 | 51,892,000 | 52,774,000 | 53,197,000 |