Call reports 2006
FIRST PEOPLES BANK, INC. — 2006
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,418,000 | 112,014,000 | 114,663,000 | 110,979,000 |
| Total loans | 25,501,000 | 27,563,000 | 27,926,000 | 29,296,000 |
| Allowance for loan losses | 402,000 | 401,000 | 401,000 | 401,000 |
| Securities available for sale | 62,842,000 | 59,700,000 | 56,194,000 | 51,260,000 |
| Securities held to maturity | 9,613,000 | 9,526,000 | 9,447,000 | 9,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,553,000 | 92,325,000 | 94,553,000 | 90,673,000 |
| Interest-bearing deposits | 78,680,000 | 79,386,000 | 80,012,000 | 77,426,000 |
| Noninterest-bearing deposits | 13,873,000 | 12,939,000 | 14,541,000 | 13,247,000 |
| Equity capital | 19,546,000 | 19,509,000 | 19,896,000 | 19,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,390,000 | 3,695,000 | 5,087,000 |
| Interest expense | 359,000 | 760,000 | 1,221,000 | 1,735,000 |
| Net interest income | 792,000 | 1,630,000 | 2,474,000 | 3,352,000 |
| Noninterest income | 104,000 | 237,000 | 357,000 | 483,000 |
| Noninterest expense | 406,000 | 902,000 | 1,327,000 | 1,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 490,000 | 965,000 | 1,504,000 | 1,982,000 |
| Income tax | 143,000 | 282,000 | 438,000 | 576,000 |
| Net income | 347,000 | 683,000 | 1,066,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,963,000 | 19,985,000 | 20,055,000 | 20,082,000 |
| Total capital | 20,327,000 | 20,386,000 | 20,456,000 | 20,483,000 |
| Risk-weighted assets | 29,093,000 | 51,127,000 | 51,404,000 | 51,161,000 |