Call reports 2005
FIRST PEOPLES BANK, INC. — 2005
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 113,918,000 | 114,289,000 | 114,061,000 | 110,471,000 |
| Total loans | 25,327,000 | 26,070,000 | 25,651,000 | 24,888,000 |
| Allowance for loan losses | 419,000 | 411,000 | 405,000 | 405,000 |
| Securities available for sale | 58,929,000 | 62,296,000 | 60,996,000 | 62,851,000 |
| Securities held to maturity | 11,092,000 | 9,520,000 | 10,344,000 | 10,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,547,000 | 94,729,000 | 94,510,000 | 90,792,000 |
| Interest-bearing deposits | 80,621,000 | 82,289,000 | 81,577,000 | 78,010,000 |
| Noninterest-bearing deposits | 13,926,000 | 12,440,000 | 12,933,000 | 12,782,000 |
| Equity capital | 19,108,000 | 19,408,000 | 19,380,000 | 19,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,193,000 | 3,342,000 | 4,498,000 |
| Interest expense | 301,000 | 623,000 | 965,000 | 1,321,000 |
| Net interest income | 780,000 | 1,570,000 | 2,377,000 | 3,177,000 |
| Noninterest income | 96,000 | 187,000 | 305,000 | 460,000 |
| Noninterest expense | 406,000 | 911,000 | 1,342,000 | 1,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 480,000 | 856,000 | 1,350,000 | 1,956,000 |
| Income tax | 136,000 | 240,000 | 387,000 | 585,000 |
| Net income | 344,000 | 616,000 | 963,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,596,000 | 19,637,000 | 19,753,000 | 19,930,000 |
| Total capital | 20,015,000 | 20,048,000 | 20,158,000 | 20,335,000 |
| Risk-weighted assets | 51,867,000 | 51,066,000 | 50,469,000 | 48,200,000 |