Call reports 2004
FIRST PEOPLES BANK, INC. — 2004
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,688,000 | 119,564,000 | 119,086,000 | 114,035,000 |
| Total loans | 22,812,000 | 22,312,000 | 24,000,000 | 27,378,000 |
| Allowance for loan losses | 420,000 | 429,000 | 429,000 | 417,000 |
| Securities available for sale | 62,444,000 | 63,124,000 | 55,988,000 | 57,552,000 |
| Securities held to maturity | 19,143,000 | 15,707,000 | 13,996,000 | 11,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,225,000 | 100,298,000 | 99,363,000 | 94,545,000 |
| Interest-bearing deposits | 85,313,000 | 86,708,000 | 85,044,000 | 81,570,000 |
| Noninterest-bearing deposits | 13,912,000 | 13,590,000 | 14,319,000 | 12,975,000 |
| Equity capital | 19,767,000 | 19,106,000 | 19,500,000 | 19,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,352,000 | 3,485,000 | 4,592,000 |
| Interest expense | 358,000 | 678,000 | 995,000 | 1,304,000 |
| Net interest income | 826,000 | 1,674,000 | 2,490,000 | 3,288,000 |
| Noninterest income | 136,000 | 220,000 | 308,000 | 412,000 |
| Noninterest expense | 441,000 | 966,000 | 1,408,000 | 1,904,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 521,000 | 928,000 | 1,531,000 | 1,912,000 |
| Income tax | 150,000 | 260,000 | 438,000 | 536,000 |
| Net income | 371,000 | 668,000 | 1,093,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,171,000 | 19,237,000 | 19,431,000 | 19,483,000 |
| Total capital | 19,591,000 | 19,666,000 | 19,860,000 | 19,900,000 |
| Risk-weighted assets | 50,972,000 | 50,995,000 | 52,069,000 | 53,316,000 |