Call reports 2003
FIRST PEOPLES BANK, INC. — 2003
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 116,129,000 | 121,534,000 | 121,154,000 | 118,323,000 |
| Total loans | 24,160,000 | 24,405,000 | 23,143,000 | 22,928,000 |
| Allowance for loan losses | 422,000 | 422,000 | 443,000 | 443,000 |
| Securities available for sale | 55,886,000 | 60,538,000 | 57,124,000 | 63,885,000 |
| Securities held to maturity | 22,453,000 | 22,918,000 | 22,353,000 | 19,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,553,000 | 100,744,000 | 101,057,000 | 98,324,000 |
| Interest-bearing deposits | 82,197,000 | 87,033,000 | 13,893,000 | 84,560,000 |
| Noninterest-bearing deposits | 13,356,000 | 13,711,000 | 87,164,000 | 13,764,000 |
| Equity capital | 19,696,000 | 19,912,000 | 19,539,000 | 19,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,693,000 | 3,965,000 | 5,183,000 |
| Interest expense | 438,000 | 829,000 | 1,195,000 | 1,561,000 |
| Net interest income | 934,000 | 1,864,000 | 2,770,000 | 3,622,000 |
| Noninterest income | 97,000 | 188,000 | 288,000 | 410,000 |
| Noninterest expense | 429,000 | 903,000 | 1,354,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 602,000 | 1,149,000 | 1,704,000 | 2,165,000 |
| Income tax | 183,000 | 345,000 | 510,000 | 645,000 |
| Net income | 419,000 | 804,000 | 1,194,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,781,000 | 18,882,000 | 18,989,000 | 19,031,000 |
| Total capital | 19,203,000 | 19,304,000 | 19,432,000 | 19,474,000 |
| Risk-weighted assets | 48,824,000 | 50,215,000 | 50,935,000 | 51,662,000 |