Call reports 2002
FIRST PEOPLES BANK, INC. — 2002
What FIRST PEOPLES BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,981,000 | 121,098,000 | 123,443,000 | 118,599,000 |
| Total loans | 22,263,000 | 22,135,000 | 22,076,000 | 22,735,000 |
| Allowance for loan losses | 431,000 | 426,000 | 426,000 | 443,000 |
| Securities available for sale | 56,000,000 | 54,475,000 | 51,997,000 | 56,313,000 |
| Securities held to maturity | 25,906,000 | 27,681,000 | 25,282,000 | 20,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,456,000 | 100,927,000 | 102,388,000 | 97,952,000 |
| Interest-bearing deposits | 86,915,000 | 86,062,000 | 87,741,000 | 83,701,000 |
| Noninterest-bearing deposits | 14,541,000 | 14,865,000 | 14,647,000 | 14,251,000 |
| Equity capital | 18,776,000 | 19,285,000 | 19,880,000 | 19,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,235,000 | 4,791,000 | 6,268,000 |
| Interest expense | 739,000 | 1,405,000 | 2,054,000 | 2,627,000 |
| Net interest income | 872,000 | 1,830,000 | 2,737,000 | 3,641,000 |
| Noninterest income | 93,000 | 192,000 | 343,000 | 458,000 |
| Noninterest expense | 438,000 | 957,000 | 1,347,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 534,000 | 1,072,000 | 1,740,000 | 2,244,000 |
| Income tax | 180,000 | 341,000 | 545,000 | 656,000 |
| Net income | 354,000 | 731,000 | 1,195,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,262,000 | 18,355,000 | 18,536,000 | 18,646,000 |
| Total capital | 18,693,000 | 18,781,000 | 18,962,000 | 19,089,000 |
| Risk-weighted assets | 48,921,000 | 47,381,000 | 47,900,000 | 47,662,000 |