Call reports 2022
FIRST SAVANNA SAVINGS BANK — 2022
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 9,842,000 | 9,459,000 | 8,519,000 |
| Total loans | 6,710,000 | 6,519,000 | 6,202,000 |
| Allowance for loan losses | 41,000 | 44,000 | 44,000 |
| Securities available for sale | 449,000 | 438,000 | 408,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 9,376,000 | 9,069,000 | 8,248,000 |
| Interest-bearing deposits | 8,804,000 | 8,569,000 | 7,873,000 |
| Noninterest-bearing deposits | 572,000 | 500,000 | 375,000 |
| Equity capital | 412,000 | 342,000 | 210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 86,000 | 174,000 | 267,000 |
| Interest expense | 12,000 | 24,000 | 36,000 |
| Net interest income | 74,000 | 150,000 | 231,000 |
| Noninterest income | 4,000 | 9,000 | 15,000 |
| Noninterest expense | 147,000 | 288,000 | 485,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 |
| Pretax income | -71,000 | -133,000 | -243,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -71,000 | -133,000 | -243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 406,000 | 344,000 | 217,000 |
| Total capital | 447,000 | 388,000 | 261,000 |
| Risk-weighted assets | 5,193,000 | 5,085,000 | 4,596,000 |