Call reports 2021
FIRST SAVANNA SAVINGS BANK — 2021
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 11,137,000 | 10,759,000 | 10,484,000 | 10,153,000 |
| Total loans | 7,958,000 | 7,686,000 | 7,334,000 | 6,942,000 |
| Allowance for loan losses | 41,000 | 41,000 | 41,000 | 39,000 |
| Securities available for sale | 480,000 | 488,000 | 488,000 | 482,000 |
| Securities held to maturity | 0 | 0 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,396,000 | 10,084,000 | 9,850,000 | 9,582,000 |
| Interest-bearing deposits | 10,025,000 | 9,517,000 | 9,439,000 | 9,047,000 |
| Noninterest-bearing deposits | 371,000 | 567,000 | 411,000 | 535,000 |
| Equity capital | 669,000 | 613,000 | 565,000 | 505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 103,000 | 204,000 | 297,000 | 395,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 60,000 |
| Net interest income | 86,000 | 172,000 | 250,000 | 335,000 |
| Noninterest income | 4,000 | 12,000 | 16,000 | 18,000 |
| Noninterest expense | 153,000 | 306,000 | 426,000 | 567,000 |
| Provision for loan losses | -6,000 | -6,000 | 1,000 | 1,000 |
| Pretax income | -59,000 | -121,000 | -170,000 | -224,000 |
| Income tax | 0 | -1,000 | -2,000 | -2,000 |
| Net income | -59,000 | -120,000 | -168,000 | -222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 630,000 | 565,000 | 514,000 | 457,000 |
| Total capital | 671,000 | 606,000 | 555,000 | 496,000 |
| Risk-weighted assets | 5,922,000 | 5,586,000 | 5,615,000 | 5,274,000 |