Call reports 2020
FIRST SAVANNA SAVINGS BANK — 2020
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 11,738,000 | 11,984,000 | 11,624,000 | 11,069,000 |
| Total loans | 8,277,000 | 8,191,000 | 8,063,000 | 8,143,000 |
| Allowance for loan losses | 52,000 | 53,000 | 48,000 | 45,000 |
| Securities available for sale | 850,000 | 0 | 500,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,718,000 | 10,938,000 | 10,686,000 | 10,264,000 |
| Interest-bearing deposits | 10,319,000 | 10,559,000 | 10,310,000 | 9,821,000 |
| Noninterest-bearing deposits | 399,000 | 379,000 | 376,000 | 443,000 |
| Equity capital | 935,000 | 976,000 | 849,000 | 740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 239,000 | 349,000 | 455,000 |
| Interest expense | 30,000 | 59,000 | 83,000 | 102,000 |
| Net interest income | 93,000 | 180,000 | 266,000 | 353,000 |
| Noninterest income | 11,000 | 106,000 | 108,000 | 109,000 |
| Noninterest expense | 220,000 | 365,000 | 579,000 | 762,000 |
| Provision for loan losses | -10,000 | -10,000 | -9,000 | 0 |
| Pretax income | -115,000 | -74,000 | -201,000 | -305,000 |
| Income tax | -3,000 | -5,000 | -5,000 | 0 |
| Net income | -112,000 | -69,000 | -196,000 | -305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 874,000 | 913,000 | 786,000 | 681,000 |
| Total capital | 926,000 | 966,000 | 834,000 | 726,000 |
| Risk-weighted assets | 6,160,000 | 5,886,000 | 5,961,000 | 6,060,000 |