Call reports 2019
FIRST SAVANNA SAVINGS BANK — 2019
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,164,000 | 12,350,000 | 11,819,000 | 11,702,000 |
| Total loans | 8,674,000 | 8,570,000 | 8,604,000 | 8,414,000 |
| Allowance for loan losses | 47,000 | 50,000 | 51,000 | 61,000 |
| Securities available for sale | 1,688,000 | 1,514,000 | 1,239,000 | 1,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,738,000 | 10,946,000 | 10,522,000 | 10,510,000 |
| Interest-bearing deposits | 10,144,000 | 10,264,000 | 10,221,000 | 10,204,000 |
| Noninterest-bearing deposits | 594,000 | 682,000 | 301,000 | 306,000 |
| Equity capital | 1,343,000 | 1,328,000 | 1,190,000 | 1,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 274,000 | 428,000 | 553,000 |
| Interest expense | 30,000 | 60,000 | 93,000 | 124,000 |
| Net interest income | 106,000 | 214,000 | 335,000 | 429,000 |
| Noninterest income | 28,000 | 45,000 | 62,000 | 82,000 |
| Noninterest expense | 166,000 | 344,000 | 642,000 | 898,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | -32,000 | -79,000 | -235,000 | -386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -32,000 | -79,000 | -235,000 | -386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,334,000 | 1,294,000 | 1,141,000 | 988,000 |
| Total capital | 1,381,000 | 1,344,000 | 1,192,000 | 1,049,000 |
| Risk-weighted assets | 6,588,000 | 6,422,000 | 6,334,000 | 6,346,000 |