Call reports 2018
FIRST SAVANNA SAVINGS BANK — 2018
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,328,000 | 20,982,000 | 12,270,000 | 12,022,000 |
| Total loans | 8,965,000 | 9,048,000 | 8,933,000 | 8,853,000 |
| Allowance for loan losses | 59,000 | 51,000 | 51,000 | 52,000 |
| Securities available for sale | 2,276,000 | 2,260,000 | 1,849,000 | 1,640,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,859,000 | 19,500,000 | 10,592,000 | 10,500,000 |
| Interest-bearing deposits | 10,184,000 | 10,193,000 | 10,118,000 | 10,134,000 |
| Noninterest-bearing deposits | 1,675,000 | 9,308,000 | 474,000 | 366,000 |
| Equity capital | 1,383,000 | 1,401,000 | 1,408,000 | 1,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 354,000 | 514,000 | 653,000 |
| Interest expense | 23,000 | 52,000 | 78,000 | 105,000 |
| Net interest income | 161,000 | 302,000 | 436,000 | 548,000 |
| Noninterest income | 44,000 | 100,000 | 145,000 | 164,000 |
| Noninterest expense | 179,000 | 364,000 | 510,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 38,000 | 71,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 26,000 | 38,000 | 71,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,330,000 | 1,405,000 | 1,375,000 | 1,370,000 |
| Total capital | 1,388,000 | 1,456,000 | 1,426,000 | 1,422,000 |
| Risk-weighted assets | 7,085,000 | 7,560,000 | 6,804,000 | 6,814,000 |