Call reports 2017
FIRST SAVANNA SAVINGS BANK — 2017
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 12,920,000 | 12,836,000 | 12,792,000 | 13,072,000 |
| Total loans | 9,378,000 | 9,276,000 | 9,137,000 | 9,129,000 |
| Allowance for loan losses | 86,000 | 71,000 | 58,000 | 58,000 |
| Securities available for sale | 2,250,000 | 2,256,000 | 2,302,000 | 2,292,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,946,000 | 11,202,000 | 11,346,000 | 11,627,000 |
| Interest-bearing deposits | 10,607,000 | 10,797,000 | 10,413,000 | 10,561,000 |
| Noninterest-bearing deposits | 338,000 | 405,000 | 933,000 | 1,066,000 |
| Equity capital | 1,412,000 | 1,402,000 | 1,395,000 | 1,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 246,000 | 379,000 | 527,000 |
| Interest expense | 20,000 | 42,000 | 67,000 | 86,000 |
| Net interest income | 108,000 | 204,000 | 312,000 | 441,000 |
| Noninterest income | 8,000 | 13,000 | 35,000 | 71,000 |
| Noninterest expense | 129,000 | 249,000 | 409,000 | 585,000 |
| Provision for loan losses | 0 | 0 | -21,000 | -21,000 |
| Pretax income | -13,000 | -32,000 | -41,000 | -53,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -32,000 | -41,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,360,000 | 1,342,000 | 1,333,000 | 1,305,000 |
| Total capital | 1,446,000 | 1,413,000 | 1,391,000 | 1,363,000 |
| Risk-weighted assets | 11,061,000 | 7,440,000 | 5,091,000 | 5,216,000 |