Call reports 2016
FIRST SAVANNA SAVINGS BANK — 2016
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,405,000 | 13,353,000 | 12,951,000 | 12,956,000 |
| Total loans | 8,963,000 | 9,285,000 | 9,351,000 | 9,285,000 |
| Allowance for loan losses | 88,000 | 73,000 | 74,000 | 85,000 |
| Securities available for sale | 2,951,000 | 2,413,000 | 2,306,000 | 2,238,000 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,361,000 | 11,315,000 | 10,914,000 | 10,957,000 |
| Interest-bearing deposits | 11,039,000 | 11,063,000 | 10,661,000 | 10,639,000 |
| Noninterest-bearing deposits | 322,000 | 252,000 | 253,000 | 319,000 |
| Equity capital | 1,491,000 | 1,501,000 | 1,491,000 | 1,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 272,000 | 407,000 | 528,000 |
| Interest expense | 20,000 | 41,000 | 63,000 | 84,000 |
| Net interest income | 115,000 | 231,000 | 344,000 | 444,000 |
| Noninterest income | 7,000 | 21,000 | 27,000 | 35,000 |
| Noninterest expense | 114,000 | 237,000 | 366,000 | 506,000 |
| Provision for loan losses | 6,000 | 7,000 | 7,000 | 17,000 |
| Pretax income | 2,000 | 8,000 | -2,000 | -44,000 |
| Income tax | 1,000 | 3,000 | 0 | -16,000 |
| Net income | 1,000 | 5,000 | -2,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,420,000 | 1,430,000 | 1,420,000 | 1,374,000 |
| Total capital | 1,508,000 | 1,503,000 | 1,494,000 | 1,459,000 |
| Risk-weighted assets | 7,508,000 | 7,479,000 | 7,374,000 | 7,414,000 |