Call reports 2015
FIRST SAVANNA SAVINGS BANK — 2015
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 15,145,000 | 14,531,000 | 14,348,000 | 14,135,000 |
| Total loans | 8,882,000 | 8,932,000 | 8,702,000 | 8,598,000 |
| Allowance for loan losses | 93,000 | 102,000 | 105,000 | 80,000 |
| Securities available for sale | 4,618,000 | 3,997,000 | 3,764,000 | 3,211,000 |
| Securities held to maturity | 9,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,529,000 | 12,287,000 | 12,028,000 | 12,141,000 |
| Interest-bearing deposits | 12,322,000 | 12,105,000 | 11,852,000 | 11,870,000 |
| Noninterest-bearing deposits | 207,000 | 182,000 | 176,000 | 271,000 |
| Equity capital | 1,468,000 | 1,421,000 | 1,469,000 | 1,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 281,000 | 441,000 | 561,000 |
| Interest expense | 24,000 | 48,000 | 71,000 | 96,000 |
| Net interest income | 113,000 | 233,000 | 370,000 | 465,000 |
| Noninterest income | 5,000 | 11,000 | 10,000 | 17,000 |
| Noninterest expense | 119,000 | 233,000 | 360,000 | 496,000 |
| Provision for loan losses | -4,000 | 11,000 | 14,000 | 0 |
| Pretax income | 3,000 | 0 | 6,000 | -14,000 |
| Income tax | 0 | 0 | 0 | -8,000 |
| Net income | 3,000 | 0 | 6,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,463,000 | 1,460,000 | 1,444,000 | 1,418,000 |
| Total capital | 1,551,000 | 1,548,000 | 1,538,000 | 1,498,000 |
| Risk-weighted assets | 7,069,000 | 7,142,000 | 7,458,000 | 7,348,000 |