Call reports 2014
FIRST SAVANNA SAVINGS BANK — 2014
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 14,718,000 | 15,082,000 | 15,319,000 | 15,022,000 |
| Total loans | 8,732,000 | 9,012,000 | 9,115,000 | 9,068,000 |
| Allowance for loan losses | 106,000 | 93,000 | 94,000 | 97,000 |
| Securities available for sale | 4,651,000 | 4,779,000 | 4,587,000 | 4,497,000 |
| Securities held to maturity | 11,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,743,000 | 12,502,000 | 12,744,000 | 12,449,000 |
| Interest-bearing deposits | 12,607,000 | 12,384,000 | 12,633,000 | 12,254,000 |
| Noninterest-bearing deposits | 136,000 | 118,000 | 111,000 | 195,000 |
| Equity capital | 1,264,000 | 1,360,000 | 1,405,000 | 1,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 286,000 | 436,000 | 557,000 |
| Interest expense | 24,000 | 46,000 | 71,000 | 96,000 |
| Net interest income | 112,000 | 240,000 | 365,000 | 461,000 |
| Noninterest income | 2,000 | -1,000 | 5,000 | 8,000 |
| Noninterest expense | 122,000 | 241,000 | 357,000 | 525,000 |
| Provision for loan losses | 15,000 | 2,000 | 3,000 | 10,000 |
| Pretax income | -23,000 | -4,000 | 10,000 | -66,000 |
| Income tax | 0 | 1,000 | 4,000 | -20,000 |
| Net income | -23,000 | -5,000 | 6,000 | -46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,485,000 | 1,521,000 | 1,532,000 | 1,463,000 |
| Total capital | 1,571,000 | 1,609,000 | 1,620,000 | 1,551,000 |
| Risk-weighted assets | 6,989,000 | 7,141,000 | 7,112,000 | 7,035,000 |