Call reports 2013
FIRST SAVANNA SAVINGS BANK — 2013
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 14,333,000 | 14,271,000 | 14,152,000 | 14,722,000 |
| Total loans | 7,944,000 | 8,094,000 | 8,225,000 | 8,566,000 |
| Allowance for loan losses | 100,000 | 101,000 | 90,000 | 92,000 |
| Securities available for sale | 5,104,000 | 4,763,000 | 4,633,000 | 4,519,000 |
| Securities held to maturity | 19,000 | 17,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,482,000 | 12,830,000 | 12,862,000 | 12,881,000 |
| Interest-bearing deposits | 12,410,000 | 12,744,000 | 12,781,000 | 12,769,000 |
| Noninterest-bearing deposits | 72,000 | 86,000 | 81,000 | 112,000 |
| Equity capital | 1,503,000 | 1,349,000 | 1,217,000 | 1,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 264,000 | 397,000 | 538,000 |
| Interest expense | 26,000 | 51,000 | 76,000 | 100,000 |
| Net interest income | 95,000 | 213,000 | 321,000 | 438,000 |
| Noninterest income | 13,000 | 16,000 | 22,000 | 29,000 |
| Noninterest expense | 116,000 | 205,000 | 318,000 | 435,000 |
| Provision for loan losses | -5,000 | -5,000 | -19,000 | -13,000 |
| Pretax income | -3,000 | 29,000 | 44,000 | 45,000 |
| Income tax | 0 | 9,000 | 15,000 | 16,000 |
| Net income | -3,000 | 20,000 | 29,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,477,000 | 1,384,000 | 1,303,000 | 1,529,000 |
| Total capital | 1,556,000 | 1,465,000 | 1,393,000 | 1,615,000 |
| Risk-weighted assets | 6,277,000 | 6,421,000 | 6,577,000 | 6,871,000 |