Call reports 2012
FIRST SAVANNA SAVINGS BANK — 2012
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,715,000 | 14,927,000 | 14,607,000 | 14,539,000 |
| Total loans | 7,838,000 | 7,981,000 | 7,864,000 | 8,053,000 |
| Allowance for loan losses | 100,000 | 98,000 | 91,000 | 109,000 |
| Securities available for sale | 5,131,000 | 4,969,000 | 5,751,000 | 4,765,000 |
| Securities held to maturity | 27,000 | 24,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,045,000 | 13,213,000 | 12,978,000 | 12,970,000 |
| Interest-bearing deposits | 12,995,000 | 13,145,000 | 12,899,000 | 12,903,000 |
| Noninterest-bearing deposits | 50,000 | 68,000 | 79,000 | 67,000 |
| Equity capital | 1,572,000 | 1,601,000 | 1,553,000 | 1,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 289,000 | 416,000 | 547,000 |
| Interest expense | 42,000 | 80,000 | 115,000 | 145,000 |
| Net interest income | 102,000 | 209,000 | 301,000 | 402,000 |
| Noninterest income | 8,000 | 15,000 | 22,000 | 29,000 |
| Noninterest expense | 102,000 | 205,000 | 343,000 | 478,000 |
| Provision for loan losses | 0 | 0 | -2,000 | 15,000 |
| Pretax income | 8,000 | 19,000 | -18,000 | -62,000 |
| Income tax | 3,000 | 8,000 | 9,000 | 3,000 |
| Net income | 5,000 | 11,000 | -27,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,550,000 | 1,556,000 | 1,509,000 | 1,475,000 |
| Total capital | 1,628,000 | 1,633,000 | 1,588,000 | 1,554,000 |
| Risk-weighted assets | 6,175,000 | 6,288,000 | 6,318,000 | 6,352,000 |