Call reports 2011
FIRST SAVANNA SAVINGS BANK — 2011
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 14,785,000 | 15,053,000 | 14,909,000 | 14,850,000 |
| Total loans | 7,543,000 | 7,504,000 | 7,530,000 | 7,524,000 |
| Allowance for loan losses | 103,000 | 106,000 | 106,000 | 100,000 |
| Securities available for sale | 5,077,000 | 4,969,000 | 5,672,000 | 5,845,000 |
| Securities held to maturity | 52,000 | 49,000 | 31,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,182,000 | 13,457,000 | 13,232,000 | 13,183,000 |
| Interest-bearing deposits | 13,102,000 | 13,387,000 | 13,169,000 | 13,127,000 |
| Noninterest-bearing deposits | 80,000 | 70,000 | 63,000 | 56,000 |
| Equity capital | 1,514,000 | 1,540,000 | 1,615,000 | 1,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 305,000 | 450,000 | 598,000 |
| Interest expense | 53,000 | 105,000 | 154,000 | 200,000 |
| Net interest income | 87,000 | 200,000 | 296,000 | 398,000 |
| Noninterest income | 9,000 | 21,000 | 36,000 | 18,000 |
| Noninterest expense | 109,000 | 260,000 | 339,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 0 | -6,000 |
| Pretax income | -13,000 | -39,000 | -7,000 | -48,000 |
| Income tax | 0 | -7,000 | 14,000 | -4,000 |
| Net income | -13,000 | -32,000 | -21,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,616,000 | 1,593,000 | 1,600,000 | 1,544,000 |
| Total capital | 1,694,000 | 1,671,000 | 1,676,000 | 1,620,000 |
| Risk-weighted assets | 6,205,000 | 6,064,000 | 6,070,000 | 6,204,000 |