Call reports 2010
FIRST SAVANNA SAVINGS BANK — 2010
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,850,000 | 13,563,000 | 14,021,000 | 14,200,000 |
| Total loans | 7,396,000 | 7,505,000 | 7,533,000 | 7,615,000 |
| Allowance for loan losses | 101,000 | 98,000 | 96,000 | 103,000 |
| Securities available for sale | 4,091,000 | 4,431,000 | 4,022,000 | 4,852,000 |
| Securities held to maturity | 62,000 | 59,000 | 56,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,100,000 | 11,814,000 | 12,278,000 | 12,584,000 |
| Interest-bearing deposits | 12,062,000 | 11,745,000 | 12,203,000 | 12,497,000 |
| Noninterest-bearing deposits | 38,000 | 69,000 | 75,000 | 87,000 |
| Equity capital | 1,651,000 | 1,662,000 | 1,649,000 | 1,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 307,000 | 451,000 | 597,000 |
| Interest expense | 75,000 | 142,000 | 204,000 | 262,000 |
| Net interest income | 84,000 | 165,000 | 247,000 | 335,000 |
| Noninterest income | 4,000 | 19,000 | 28,000 | 31,000 |
| Noninterest expense | 97,000 | 201,000 | 312,000 | 412,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | -9,000 | -14,000 | -34,000 | -54,000 |
| Income tax | -1,000 | -2,000 | -14,000 | -24,000 |
| Net income | -8,000 | -12,000 | -20,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,651,000 | 1,647,000 | 1,639,000 | 1,629,000 |
| Total capital | 1,722,000 | 1,720,000 | 1,714,000 | 1,706,000 |
| Risk-weighted assets | 6,044,000 | 5,847,000 | 6,039,000 | 6,174,000 |