Call reports 2009
FIRST SAVANNA SAVINGS BANK — 2009
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 11,429,000 | 11,817,000 | 12,022,000 | 12,896,000 |
| Total loans | 6,933,000 | 7,166,000 | 7,145,000 | 7,249,000 |
| Allowance for loan losses | 90,000 | 95,000 | 95,000 | 101,000 |
| Securities available for sale | 2,783,000 | 2,415,000 | 2,671,000 | 3,623,000 |
| Securities held to maturity | 83,000 | 78,000 | 76,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,530,000 | 9,990,000 | 10,200,000 | 11,191,000 |
| Interest-bearing deposits | 9,530,000 | 9,990,000 | 10,196,000 | 11,181,000 |
| Noninterest-bearing deposits | 0 | 0 | 4,000 | 10,000 |
| Equity capital | 1,786,000 | 1,740,000 | 1,724,000 | 1,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 302,000 | 441,000 | 592,000 |
| Interest expense | 75,000 | 150,000 | 225,000 | 300,000 |
| Net interest income | 77,000 | 152,000 | 216,000 | 292,000 |
| Noninterest income | 4,000 | 7,000 | 2,000 | 16,000 |
| Noninterest expense | 85,000 | 172,000 | 325,000 | 489,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 32,000 |
| Pretax income | -4,000 | -18,000 | -112,000 | -213,000 |
| Income tax | -1,000 | 28,000 | -44,000 | -67,000 |
| Net income | -3,000 | -46,000 | -68,000 | -146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,795,000 | 1,758,000 | 1,737,000 | 1,659,000 |
| Total capital | 1,863,000 | 1,833,000 | 1,813,000 | 1,739,000 |
| Risk-weighted assets | 5,725,000 | 5,949,000 | 6,088,000 | 6,287,000 |