Call reports 2008
FIRST SAVANNA SAVINGS BANK — 2008
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,531,000 | 11,720,000 | 11,514,000 | 11,431,000 |
| Total loans | 7,242,000 | 7,372,000 | 7,351,000 | 7,197,000 |
| Allowance for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Securities available for sale | 2,825,000 | 3,298,000 | 3,175,000 | 2,795,000 |
| Securities held to maturity | 91,000 | 91,000 | 89,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,454,000 | 9,530,000 | 9,109,000 | 9,244,000 |
| Interest-bearing deposits | 9,454,000 | 9,530,000 | 9,109,000 | 9,244,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,867,000 | 1,776,000 | 1,707,000 | 1,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 381,000 | 541,000 | 704,000 |
| Interest expense | 94,000 | 241,000 | 267,000 | 345,000 |
| Net interest income | 64,000 | 140,000 | 274,000 | 359,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 82,000 | 191,000 | 285,000 | 379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -18,000 | -51,000 | -10,000 | -19,000 |
| Income tax | -20,000 | -25,000 | 4,000 | -3,000 |
| Net income | 2,000 | -26,000 | -14,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,768,000 | 1,748,000 | 1,752,000 | 1,805,000 |
| Total capital | 1,901,000 | 1,858,000 | 1,824,000 | 1,874,000 |
| Risk-weighted assets | 5,670,000 | 5,744,000 | 5,808,000 | 5,716,000 |