Call reports 2007
FIRST SAVANNA SAVINGS BANK — 2007
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 11,630,000 | 11,266,000 | 11,550,000 | 11,342,000 |
| Total loans | 7,340,000 | 7,310,000 | 7,504,000 | 7,381,000 |
| Allowance for loan losses | 80,000 | 80,000 | 90,000 | 90,000 |
| Securities available for sale | 3,093,000 | 2,810,000 | 2,818,000 | 2,548,000 |
| Securities held to maturity | 114,000 | 103,000 | 97,000 | 94,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,012,000 | 9,063,000 | 8,936,000 | 9,250,000 |
| Interest-bearing deposits | 9,012,000 | 9,063,000 | 8,936,000 | 9,250,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,946,000 | 1,944,000 | 1,956,000 | 1,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 358,000 | 533,000 | 709,000 |
| Interest expense | 90,000 | 183,000 | 273,000 | 360,000 |
| Net interest income | 95,000 | 175,000 | 260,000 | 349,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 94,000 | 188,000 | 275,000 | 374,000 |
| Provision for loan losses | 19,000 | 19,000 | 29,000 | 29,000 |
| Pretax income | -18,000 | 132,000 | 121,000 | 111,000 |
| Income tax | 9,000 | 58,000 | 50,000 | 48,000 |
| Net income | -27,000 | 74,000 | 71,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,676,000 | 1,777,000 | 1,774,000 | 1,766,000 |
| Total capital | 1,975,000 | 2,013,000 | 1,989,000 | 1,915,000 |
| Risk-weighted assets | 5,695,000 | 5,677,000 | 5,175,000 | 5,033,000 |