Call reports 2006
FIRST SAVANNA SAVINGS BANK — 2006
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,570,000 | 11,676,000 | 11,576,000 | 11,436,000 |
| Total loans | 6,728,000 | 6,917,000 | 6,897,000 | 7,144,000 |
| Allowance for loan losses | 61,000 | 61,000 | 61,000 | 61,000 |
| Securities available for sale | 3,168,000 | 3,080,000 | 3,350,000 | 3,142,000 |
| Securities held to maturity | 153,000 | 135,000 | 127,000 | 121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,328,000 | 9,356,000 | 8,975,000 | 9,070,000 |
| Interest-bearing deposits | 9,328,000 | 9,356,000 | 8,975,000 | 9,070,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,898,000 | 1,857,000 | 1,958,000 | 1,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 318,000 | 480,000 | 646,000 |
| Interest expense | 74,000 | 154,000 | 239,000 | 329,000 |
| Net interest income | 82,000 | 164,000 | 241,000 | 317,000 |
| Noninterest income | 1,000 | 6,000 | 7,000 | 7,000 |
| Noninterest expense | 79,000 | 158,000 | 237,000 | 326,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 4,000 | 11,000 | 10,000 | 216,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 48,000 |
| Net income | 0 | 7,000 | 6,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,535,000 | 1,543,000 | 1,541,000 | 1,703,000 |
| Total capital | 1,907,000 | 1,895,000 | 1,941,000 | 2,014,000 |
| Risk-weighted assets | 6,130,000 | 6,008,000 | 5,947,000 | 5,826,000 |