Call reports 2005
FIRST SAVANNA SAVINGS BANK — 2005
What FIRST SAVANNA SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,073,000 | 11,968,000 | 11,603,000 | 11,821,000 |
| Total loans | 6,829,000 | 6,694,000 | 6,685,000 | 6,711,000 |
| Allowance for loan losses | 61,000 | 61,000 | 61,000 | 61,000 |
| Securities available for sale | 3,332,000 | 3,366,000 | 3,212,000 | 3,297,000 |
| Securities held to maturity | 203,000 | 188,000 | 176,000 | 165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,807,000 | 9,642,000 | 9,378,000 | 9,487,000 |
| Interest-bearing deposits | 9,807,000 | 9,642,000 | 9,378,000 | 9,487,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,910,000 | 1,952,000 | 1,891,000 | 1,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 161,000 | 309,000 | 478,000 | 632,000 |
| Interest expense | 64,000 | 129,000 | 196,000 | 266,000 |
| Net interest income | 97,000 | 180,000 | 282,000 | 366,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 2,000 |
| Noninterest expense | 82,000 | 168,000 | 243,000 | 325,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 5,000 | 3,000 | 31,000 | 33,000 |
| Income tax | 10,000 | 10,000 | 13,000 | 13,000 |
| Net income | -5,000 | -7,000 | 18,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,510,000 | 1,508,000 | 1,533,000 | 1,535,000 |
| Total capital | 1,894,000 | 1,902,000 | 1,882,000 | 1,930,000 |
| Risk-weighted assets | 6,372,000 | 6,181,000 | 6,170,000 | 6,261,000 |